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Farra is a death administration assistant for UK families. Get step-by-step guidance for registering a death, applying for probate, notifying banks, and managing bereavement admin. From essential documents to practical checklists, Farra simplifies estate paperwork and funeral-related tasks so you can focus on what matters.
One of the most common questions executors face is whether a specific bank or financial institution requires a grant of probate before releasing funds. The answer varies — some banks release up to £50,000 without probate, while others require it for any amount. Find your institution below.
abrdn's SIPP passes to nominated beneficiaries outside the estate; for platform investments a grant is required at £75,000 or more. Learn what documents abrdn require, how to contact their bereavement team, and how long fund release takes.
Aegon investment accounts always require probate; pensions bypass probate. Learn what documents Aegon need, their bereavement contact details, and fund release timelines.
A SIPP passes to beneficiaries outside the estate, and AJ Bell publishes no fixed probate limit for ISAs or investment accounts. Discover their bereavement process, required documents, DNS status, and typical timelines.
Aldermore Bank's probate threshold is approximately £35,000 (as of July 2026). Learn what documents Aldermore requires, how to contact their bereavement team, and how long fund release takes.
Atom Bank publishes no fixed probate threshold (verified July 2026) — its bereavement team decides case by case, though secondary sources cite a figure of around £5,000. Learn what documents Atom Bank requires, how to contact their bereavement team, and how long fund release takes.
Aviva pensions pass to nominated beneficiaries outside the estate. For Aviva Investors ISAs and general investment accounts, a grant is required at £50,000 or more. Learn the full bereavement process and documents required.
Barclays probate threshold is £50,000 (as of 2026). Find out what documents Barclays requires, how to contact their bereavement team, and how long it takes to release funds.
Charter Savings Bank's probate threshold is approximately £15,000 (as of 2026). Learn what documents Charter Savings Bank requires, how to contact their bereavement team, and how long fund release takes.
Chase UK probate threshold is £25,000 (as of 2026). Learn what documents Chase UK requires, how to contact their bereavement team, and how long it takes to release funds.
Co-op Bank probate threshold is £50,000 (as of 2026). Find out what documents Co-op Bank requires, how to contact their bereavement team, and how long funds take to release.
Fidelity's SIPP passes to beneficiaries outside the estate; for ISAs and GIAs a grant of probate is required at £50,000 or more. Find out what documents they need, how to contact their bereavement team, and how long it takes.
First Direct probate threshold is £25,000 (as of 2026). A division of HSBC UK with its own bereavement process. Learn what documents are required and expected timelines.
Ford Money operates a small-estates probate threshold but does not publish the exact figure (verified July 2026) — confirm directly. Learn what documents Ford Money requires, how to contact their bereavement team, and how long fund release takes.
Freetrade always requires a grant of probate for investment accounts — there is no small-estate threshold. Learn what documents Freetrade requires, how to contact their bereavement team, and how long it takes to release assets.
Halifax probate threshold is £50,000 (as of 2026). Part of Lloyds Banking Group with its own bereavement process. Learn what documents Halifax requires and how long it takes.
Hargreaves Lansdown pensions and SIPPs pass to nominated beneficiaries outside the estate. For other accounts, a grant of probate is required at £50,000 or more. Learn what documents HL requires and how long the process takes.
HSBC probate threshold is £50,000 for most accounts (as of 2026), with some account types lower. Learn what documents HSBC requires and how to use the Direct Payment Scheme.
ICICI Bank UK's probate threshold is approximately £5,000 (as of 2026). Learn what documents ICICI Bank UK requires, how to contact their bereavement team, and how long fund release takes.
Interactive Investor (ii) always requires probate for investment accounts. Learn their bereavement process, required documents, and typical timelines for releasing funds.
Investec confirms no fixed savings probate threshold (verified July 2026) — a figure of around £20,000 is reported by secondary sources but is unverified, so confirm directly; investment accounts always require probate. Learn what documents Investec requires, how to contact their bereavement team, and how long fund release takes.
Legal & General pensions pass to nominated beneficiaries outside the estate. For L&G Investment Management ISAs and investments, a grant is required at £25,000 or more. Find out the full bereavement process and timeline.
Lloyds Bank probate threshold is £50,000 (as of 2026). Find out what documents Lloyds requires, how to contact their bereavement team, and how long it takes to release funds.
M&G Investments has a ~£36,000 threshold for some products; investment accounts above this always require probate. Learn the documents needed and bereavement process.
M&S Bank may require probate where sole-name assets exceed £5,000 (as of July 2026), assessed case by case. Learn what documents M&S Bank requires, how to contact their bereavement team, and how long fund release takes.
Metro Bank probate threshold is £25,000 (as of 2026). Metro Bank has 7-day stores for in-person support. Learn what documents are required and expected release timelines.
The Moneybox pension is nominated in-app and passes outside the estate; Moneybox publishes no fixed probate limit for ISAs, LISAs or GIAs. Learn the bereavement process, what documents you need, and how long fund release takes.
Monzo probate threshold is £25,000 (as of July 2026) — in line with several major UK banks. Learn how Monzo's digital bereavement process works and what documents are required.
Nationwide Building Society probate threshold is £50,000 (as of 2026). Learn what documents Nationwide requires, how to contact their bereavement team, and release timelines.
NatWest probate threshold is £25,000 (as of 2026) — lower than many high street banks. Find out what documents NatWest requires and how to contact their bereavement team.
NEST pension death benefits bypass probate entirely and are paid to nominated beneficiaries. Find out how to claim, what documents NEST need, and how long it takes.
Newcastle Building Society's probate threshold is approximately £15,000 (as of 2026). Learn what documents Newcastle BS requires, how to contact their bereavement team, and how long fund release takes.
NS&I requires probate for estates with over £5,000 in NS&I holdings. Learn the rules for Premium Bonds, what documents NS&I need, and how to claim.
Nutmeg always requires probate for investment accounts. Find out what documents you need, how to contact Nutmeg's bereavement team, and how long fund release takes.
Paragon Bank's probate threshold is approximately £20,000 (as of 2026). Learn what documents Paragon Bank requires, how to contact their bereavement team, and how long fund release takes.
Post Office Savings probate threshold is £50,000 (as of July 2026). Products are provided by Bank of Ireland UK. Learn what documents are required and how to begin the process.
Prudential (M&G) pensions and PruFund pass outside the estate; M&G publishes no fixed probate limit for investment bonds. Learn what documents Prudential need and how to contact their bereavement team.
Revolut accepts an indemnity for a total balance of £5,000 or less; a grant of probate is required above £5,000. Learn how to contact Revolut's bereavement support.
Royal London pensions are held under discretionary trust and pass outside the estate; there is no fixed probate figure for life cover paid to the estate. Discover documents required, DNS status, and fund release timelines.
Sainsbury's Bank's probate threshold is approximately £25,000 (as of July 2026). Learn what documents Sainsbury's Bank requires, how to contact their bereavement team, and how long fund release takes.
Santander probate threshold is £50,000 (as of 2026). Find out what documents Santander requires, how to contact their bereavement team, and how long it takes to release funds.
Scottish Widows pensions bypass probate; life insurance and investment bonds have a £150,000 threshold. Find out what documents to send and how to contact their bereavement team.
Shawbrook Bank publishes no fixed probate threshold (verified July 2026) — it decides case by case. Learn what documents Shawbrook Bank requires, how to contact their bereavement team, and how long fund release takes.
Skipton Building Society's probate threshold is £30,000 (as of 2026). Learn what documents Skipton requires, how to contact their bereavement team, and how long fund release takes.
Standard Life pension death benefits pass outside the estate; Standard Life publishes no fixed probate figure, though probate may be needed for larger lump-sum claims. Learn the full bereavement process, documents needed, and timelines.
Starling Bank probate threshold is £10,000 (as of 2026). Learn how Starling's digital bereavement process works, what documents are required, and how long it takes.
Tesco Bank's probate threshold is £50,000 — one of the highest in UK retail banking. Learn what documents Tesco Bank requires, how to contact their bereavement team, and how long fund release takes.
Trading 212 always requires probate for investment accounts. Learn what documents Trading 212 requires, how to contact their bereavement team, and how long it takes to release assets.
Triodos Bank's probate threshold is approximately £25,000 (as of 2026). Learn what documents Triodos requires, how to contact their bereavement team, and how long fund release takes.
TSB publishes no fixed probate threshold (verified July 2026) — it decides case by case, though a figure of around £25,000 is widely cited by secondary sources. Find out what documents TSB requires, how to contact their bereavement helpline, and how long it takes to release funds.
The Vanguard Personal Pension passes to nominated beneficiaries outside the estate. For a combined ISA and General Account, a grant is required at £35,000 or more. Learn their bereavement process, required documents, DNS participation status, and typical fund release timelines.
Virgin Money probate threshold is £50,000 (as of July 2026). Find out what documents Virgin Money requires, how to contact their bereavement team, and how long funds take to release.
West Bromwich Building Society's probate threshold is approximately £15,000 (as of 2026). Learn what documents West Brom requires, how to contact their bereavement team, and how long fund release takes.
Yorkshire Building Society's probate threshold is £30,000 (as of 2026). Learn what documents YBS requires, how to contact their bereavement team, and how long fund release takes.
Zopa Bank publishes no fixed probate threshold and generally requires probate (verified July 2026) — confirm directly. Learn what documents Zopa Bank requires, how to contact their bereavement team, and how long fund release takes.
Zurich pensions and policies written in trust pay beneficiaries outside the estate; a policy not in trust needs a grant, with no fixed figure published. Learn the bereavement process, required documents, and typical timelines.