Farra is a death administration assistant for UK families. Get step-by-step guidance for registering a death, applying for probate, notifying banks, and managing bereavement admin. From essential documents to practical checklists, Farra simplifies estate paperwork and funeral-related tasks so you can focus on what matters.
Moneybox applies a threshold of approximately £5,000 for cash accounts: below this, funds can typically be released without a grant of probate. For investment accounts (ISAs, Lifetime ISAs, GIAs) and cash accounts above £5,000, a grant of probate or letters of administration is required. Pension (SIPP) death benefits bypass probate in all cases. Contact Moneybox by emailing hello@moneyboxapp.com to begin the bereavement process.
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Moneybox is a savings and investment app popular with younger savers in the UK. It offers stocks and shares ISAs, Lifetime ISAs (LISAs), cash savings accounts, SIPPs, and general investment accounts. As of 2026, Moneybox applies a £5,000 threshold for cash accounts: below this, probate may not be required.
Product-specific rules:
For a cross-institution comparison, see our probate threshold guide for 2026–27.
Our estate administration checklist helps you stay on top of all required documents.
Moneybox is a digital-first provider and primarily handles bereavement inquiries by email. This is one of the steps in notifying financial institutions after a death.
Moneybox does not currently participate in the Death Notification Service (DNS). You must contact Moneybox directly by email. As a digital savings and investment app rather than a traditional bank, Moneybox sits outside the DNS banking network.
Moneybox does not participate in the Direct Payment Scheme (DPS). If inheritance tax is due on the estate, you will need to arrange separate funding to pay HMRC before the grant of probate is issued. See our guide on probate delays and IHT interest for guidance on managing this.
For cash accounts below the £5,000 threshold (no probate required), Moneybox typically releases funds within 2–4 weeks of receiving all required information. For investment accounts or cash accounts above £5,000 that require probate, the overall timeline is typically 9–12 months once the full probate process is included.
For a full step-by-step timeline, see the complete UK probate guide for 2026.
If the deceased held a SIPP with Moneybox, the rules differ from savings and investment accounts. Moneybox SIPP death benefits are held under pension trust law and bypass the estate entirely. The trustees will pay benefits to nominated beneficiaries without requiring probate.
The Lifetime ISA (LISA) is a special case: if the deceased held a Moneybox LISA, it forms part of the estate and probate rules apply. The LISA government bonus (25% top-up) is included in the total balance payable to the estate. For full guidance on claiming pension death benefits, see our pension death benefit guide. For help with the broader estate, see our DIY probate versus solicitor cost guide.
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