Farra is a death administration assistant for UK families. Get step-by-step guidance for registering a death, applying for probate, notifying banks, and managing bereavement admin. From essential documents to practical checklists, Farra simplifies estate paperwork and funeral-related tasks so you can focus on what matters.
Nutmeg is a digital investment management (robo-adviser) platform and requires probate for all investment accounts. As of 2026, there is no published small-estate threshold — Nutmeg will not release ISA, GIA, or Junior ISA assets without a grant of probate or letters of administration. Pension (SIPP) death benefits bypass probate. Contact Nutmeg's support team at help@nutmeg.com or on 020 3598 0595 to begin the bereavement process.
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Nutmeg is a robo-adviser platform owned by JPMorgan Chase, offering stocks and shares ISAs, Junior ISAs, Lifetime ISAs, SIPPs, and general investment accounts. As of 2026, Nutmeg does not apply a small-estate probate threshold for investment accounts. All investment assets require a grant of probate or letters of administration before release.
Product-specific rules:
For a full comparison of thresholds across UK platforms, see our probate threshold guide for 2026–27.
Our estate administration checklist helps you manage all document submissions across institutions.
Notifying Nutmeg is one of the steps in notifying financial institutions after a death.
Nutmeg does not participate in the Death Notification Service (DNS). You must contact Nutmeg directly. As a digital investment platform, Nutmeg sits outside the DNS banking network and has its own bereavement process.
Nutmeg does not participate in the Direct Payment Scheme (DPS). If inheritance tax is due on the estate, you will need to arrange separate funding to pay HMRC before the grant of probate is issued. Our guide on probate delays and IHT interest explains the options.
Once Nutmeg receives the grant of probate and all required documents, fund release typically takes 4–8 weeks. As a digital platform, Nutmeg's processes are largely paperless, which can speed up some stages of the bereavement administration.
The overall timeline from death to receiving funds is typically 9–12 months. For a full step-by-step overview, see the complete UK probate guide for 2026.
If the deceased held a SIPP with Nutmeg, the rules differ from ISAs and GIAs. Nutmeg SIPP death benefits are held under pension trust law and bypass the estate entirely. The trustees will pay benefits to nominated beneficiaries without requiring probate.
ISAs and GIAs form part of the estate and always require probate at Nutmeg. For guidance on claiming pension death benefits, see our pension death benefit guide. For help deciding on your administration approach, see our DIY probate versus solicitor cost guide.
Fidelity always requires probate for investment accounts. Find out what documents they need, how to contact their bereavement team, and how long it takes.
AJ Bell always requires probate for investment accounts. Discover their bereavement process, required documents, DNS status, and typical timelines.
Aviva has one of the highest probate thresholds at £100,000 for life insurance and bonds. Learn the full bereavement process and documents required.
Prudential bonds have a ~£30,000 probate threshold; pensions bypass probate. Learn what documents Prudential need and how to contact their bereavement team.
Standard Life investment bonds have a ~£36,000 probate threshold; pensions bypass probate. Learn the full bereavement process, documents needed, and timelines.
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