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Farra is a death administration assistant for UK families. Get step-by-step guidance for registering a death, applying for probate, notifying banks, and managing bereavement admin. From essential documents to practical checklists, Farra simplifies estate paperwork and funeral-related tasks so you can focus on what matters.
Interactive Investor (ii) requires probate for all investment accounts, regardless of the value held. As of 2026, there is no published small-estate threshold — whether the account holds a few hundred pounds or several hundred thousand, ii will not release funds without a grant of probate or letters of administration. Contact Interactive Investor's bereavement team via the online portal at ii.co.uk/customer-service/bereavement or by calling 0345 607 6001.
Interactive Investor (ii) is one of the UK's leading investment platforms, offering stocks and shares ISAs, SIPPs, and general investment accounts. As of 2026, ii does not apply a small-estate probate threshold. All investment accounts — ISAs, GIAs, and any cash held outside a pension wrapper — require a grant of probate or letters of administration before assets can be transferred or liquidated.
Product-specific rules:
For a full comparison of thresholds across UK institutions, see our probate threshold guide for 2026–27.
Our estate administration checklist helps you manage all document submissions across institutions.
ii encourages executors to use the online bereavement notification form where possible. This is one of the key steps in notifying financial institutions after a death.
Not sure if you need probate?
1 in 3 applications are sent back. In under 2 minutes, we'll tell you whether you need it and what to do next.
Interactive Investor does not currently participate in the Death Notification Service (DNS). You must contact ii directly — the DNS cannot be used to notify them. As an investment platform rather than a high-street bank, ii maintains its own separate bereavement process.
Interactive Investor does not participate in the Direct Payment Scheme (DPS). If inheritance tax is due on the estate, you will need to arrange separate funding to pay HMRC before the grant of probate is issued. See our guide on probate delays and IHT interest for practical guidance.
Once Interactive Investor receives the grant of probate and all required documents, fund release typically takes 4–8 weeks. For in-specie transfers (moving investments to another platform), the timeline may be longer. The overall journey from death to receiving funds is typically 9–12 months.
For a complete timeline, see the complete UK probate guide for 2026.
If the deceased held a SIPP with Interactive Investor, the rules differ from investment accounts. SIPP death benefits are held under pension trust law and bypass the estate entirely. ii will pay death benefits to nominated beneficiaries without requiring probate.
ISAs and general investment accounts do form part of the estate and always require probate at ii. For full details on pension death benefits, see our pension death benefit guide. For help choosing how to administer the estate, see our DIY probate versus solicitor cost guide.
Before you assume you need probate
Do you actually need a grant — and what would it cost?
A interactive investor balance is only part of the picture. Whether the estate needs probate at all depends on the whole picture — property, other accounts, and how everything was owned — not a single threshold. It is worth checking before you start filling in forms.
Guide reviewed July 2026. Bank thresholds change and can vary by account type — always confirm the current figure with the provider before relying on it.
1 in 3 probate applications are sent back.
Answer 5 questions in under 2 minutes. We'll tell you whether you need probate, which route to take, and the mistake most people make at this stage.
Where they normally lived, even if they died somewhere else.
Free to check · 2 minutes · No account needed · £179 for your full Farra plan
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