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M&G Investments applies a threshold of approximately £36,000 for some products. Below this, M&G may release funds without requiring a grant of probate. Above £36,000, probate is required before any investment assets can be transferred or released. Contact M&G's bereavement team on 0800 390 390 to confirm the specific position for the account or fund held.
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M&G Investments is a major UK and European asset manager (formerly part of Prudential). It offers unit trusts, OEICs, investment bonds, and ISAs to UK investors. Note that M&G Wealth (formerly Prudential UK) is a separate entity; this guide covers M&G Investments funds and platforms. As of 2026, M&G applies a threshold of approximately £36,000 for some investment products.
The general rule:
For a full comparison of thresholds across UK institutions, see our probate threshold guide for 2026–27.
Our estate administration checklist helps you manage document submissions across all institutions.
Contacting M&G is one of the key steps in notifying financial institutions after a death.
M&G does not currently participate in the Death Notification Service (DNS). You must contact M&G directly. The DNS primarily covers high-street banks; investment managers and fund houses such as M&G have their own separate bereavement processes.
M&G does not participate in the Direct Payment Scheme (DPS). If inheritance tax is due on the estate, you will need to arrange separate funding to pay HMRC before probate is issued. Our guide on probate delays and IHT interest covers strategies for managing this.
For accounts below the £36,000 threshold, M&G typically releases funds within 4–6 weeks of receiving all required documents. For larger estates requiring probate, add 8–12 weeks to obtain the grant of probate, plus 4–8 weeks for M&G to process the release.
See the complete UK probate guide for 2026 for a full timeline.
It is important to distinguish between M&G Investments (fund management, unit trusts, OEICs, ISAs) and M&G Wealth (formerly Prudential UK — pensions, with-profits bonds, annuities). These are separate entities with different bereavement processes and different probate thresholds.
If the deceased held a Prudential or M&G Wealth pension or bond, see our Prudential probate threshold guide. For help deciding on your administration approach, see our DIY probate versus solicitor cost guide.
Fidelity always requires probate for investment accounts. Find out what documents they need, how to contact their bereavement team, and how long it takes.
AJ Bell always requires probate for investment accounts. Discover their bereavement process, required documents, DNS status, and typical timelines.
Aviva has one of the highest probate thresholds at £100,000 for life insurance and bonds. Learn the full bereavement process and documents required.
Prudential bonds have a ~£30,000 probate threshold; pensions bypass probate. Learn what documents Prudential need and how to contact their bereavement team.
Standard Life investment bonds have a ~£36,000 probate threshold; pensions bypass probate. Learn the full bereavement process, documents needed, and timelines.
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