Farra is a death administration assistant for UK families. Get step-by-step guidance for registering a death, applying for probate, notifying banks, and managing bereavement admin. From essential documents to practical checklists, Farra simplifies estate paperwork and funeral-related tasks so you can focus on what matters.
Chase UK does not publish a probate threshold. Its bereavement page lists a grant of representation — a grant of probate, letters of administration, or a certificate of confirmation in Scotland — among the documents it needs, with no balance attached to it and no figure below which it says a grant can be skipped. Ask Chase directly what it needs for the accounts in question.
There is not one, or at least not a published one. Chase UK names a grant of representation as one of the documents it needs but attaches no figure to it, and publishes nothing about releasing funds without a Grant of Probate. Figures such as £25,000 circulate for Chase on other websites; Chase does not state them, so treat them as guesswork and ask the bereavement team what applies.
Chase UK is a digital bank operated by JPMorgan Chase. For a comparison of what other institutions publish, see our probate threshold guide for 2026–27.
When notifying Chase UK of a bereavement, you will typically need:
Where Chase asks for proof of authority it means the grant of probate, letters of administration or confirmation. Documents can be emailed to bereavements.uk@chase.com or posted to Chase, PO Box 17507, Edinburgh, EH12 1PX.
Chase UK is a digital-only bank with no physical branches. Bereavement support is provided through:
Upon notification, Chase UK will freeze the deceased's account to prevent further transactions. For a broader overview of notifying financial institutions after a death, see our guide on notifying banks after a death.
Chase UK participates in the Death Notification Service (DNS). Submitting a DNS notification allows you to inform Chase UK and other member institutions in a single step. Chase says it will be in touch within 10 working days of the notification to collect the documentation it needs.
Chase UK does not say on its bereavement page whether it takes part in the Direct Payment Scheme, and HMRC publishes no list of the banks and building societies that do — so there is no way to answer this without asking Chase. Where an institution does take part, the scheme lets inheritance tax be paid to HMRC straight from the deceased's account before the grant is issued, using HMRC's form IHT423.
For more on IHT timing and how the Direct Payment Scheme works, see our guide on probate delays and IHT interest.
Chase UK does not publish a timescale for releasing funds, and no official source publishes one for it. The only timescale it gives is for its first response: within 10 working days of a Death Notification Service submission.
Use our estate administration checklist to track submissions and responses across all financial institutions in the estate.
Chase UK publishes no small estates route and no balance below which it will release funds without a grant. That does not mean one does not exist — banks routinely deal with small balances without a grant — but it does mean the only way to find out is to ask the bereavement team rather than to rely on a figure found elsewhere.
Even if Chase UK does not require probate for the account balance, you may still need a Grant of Probate to deal with other assets in the estate. Our guide on when you don't need probate explains which assets always require formal authority.
For a comprehensive guide to probate in the UK, see our complete UK probate guide for 2026. If you are unsure whether to manage probate yourself, our DIY probate versus solicitor costs guide helps you weigh the options. For inheritance tax questions, see our IHT guide for 2026–27.
Before you assume you need probate
Do you actually need a grant — and what would it cost?
A Chase UK balance is only part of the picture. Whether the estate needs probate at all depends on the whole picture — property, other accounts, and how everything was owned — not a single threshold. It is worth checking before you start filling in forms.
Guide reviewed July 2026. Bank thresholds change and can vary by account type — always confirm the current figure with the provider before relying on it.
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