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Chase UK's probate threshold is £25,000 (as of 2026). Chase UK is a digital retail bank operated by JPMorgan Chase and launched in the UK in 2021. For balances above £25,000, a Grant of Probate or Letters of Administration will be required before Chase UK releases funds to the estate. All bereavement notifications and documentation are handled through Chase's digital platform.
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Chase UK applies a probate threshold of £25,000 as of 2026. This means that if the total balance held in the deceased's Chase UK account is below £25,000, Chase may release the funds without requiring a formal Grant of Probate. For balances above this amount, the full probate documentation is required.
Chase UK is backed by JPMorgan Chase Bank N.A. and is a fully regulated UK bank. Despite being a relatively new entrant to the UK market, it follows standard UK bereavement practice. For a comparison of probate thresholds across all major UK banks, see our probate threshold guide for 2026–27.
When notifying Chase UK of a bereavement, you will typically need:
For estates above £25,000, the original Grant of Probate or Letters of Administration will be required. Documents are submitted digitally through Chase's platform.
Chase UK is a digital-only bank with no physical branches. Bereavement support is provided through:
Upon notification, Chase UK will freeze the deceased's account to prevent further transactions. For a broader overview of notifying financial institutions after a death, see our guide on notifying banks after a death.
Chase UK participates in the Death Notification Service (DNS). Submitting a DNS notification allows you to inform Chase UK and other participating institutions in a single step. After DNS notification, Chase UK will contact you to collect the specific documentation needed to progress the estate.
Chase UK's participation in the Direct Payment Scheme (IHT423) may be limited given that it is a newer entrant to the UK banking market. If inheritance tax is owed on the estate and you need to use the Direct Payment Scheme, contact Chase UK directly to confirm whether they can facilitate this. Alternatively, consider using a participating traditional bank account held by the deceased.
For more on IHT timing and how the Direct Payment Scheme works, see our guide on probate delays and IHT interest.
Chase UK typically releases funds within 10 to 15 working days of receiving all required documentation. As a digital bank, Chase UK's processes can sometimes be quicker, but complex cases may take longer.
Use our estate administration checklist to track submissions and responses across all financial institutions in the estate.
For account balances under £25,000, Chase UK will use a simplified small estates process. You will need to provide a death certificate and a declaration confirming your entitlement to the funds. This can usually be completed in 5 to 10 working days.
Even if Chase UK does not require probate for the account balance, you may still need a Grant of Probate to deal with other assets in the estate. Our guide on when you don't need probate explains which assets always require formal authority.
For a comprehensive guide to probate in the UK, see our complete UK probate guide for 2026. If you are unsure whether to manage probate yourself, our DIY probate versus solicitor costs guide helps you weigh the options. For inheritance tax questions, see our IHT guide for 2026–27. Start your personalised estate administration plan with Farra's free tool.
Monzo probate threshold is £10,000 (as of 2026) — lower than most traditional banks. Learn how Monzo's digital bereavement process works and what documents are required.
Starling Bank probate threshold is £10,000 (as of 2026). Learn how Starling's digital bereavement process works, what documents are required, and how long it takes.
Barclays probate threshold is £50,000 (as of 2026). Find out what documents Barclays requires, how to contact their bereavement team, and how long it takes to release funds.
Lloyds Bank probate threshold is £50,000 (as of 2026). Find out what documents Lloyds requires, how to contact their bereavement team, and how long it takes to release funds.
Halifax probate threshold is £50,000 (as of 2026). Part of Lloyds Banking Group with its own bereavement process. Learn what documents Halifax requires and how long it takes.
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