Farra is a death administration assistant for UK families. Get step-by-step guidance for registering a death, applying for probate, notifying banks, and managing bereavement admin. From essential documents to practical checklists, Farra simplifies estate paperwork and funeral-related tasks so you can focus on what matters.
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When someone dies, notifying NFU Mutual is one of the key tasks for the executor or next of kin. This guide explains exactly who to contact, what to say, what documents you will need, and how long NFU Mutual takes to process a bereavement notification.
NFU Mutual bereavement contact details
Phone: 0800 316 4696 — Mon–Fri 9am–5pm
Online: NFU Mutual contact form
NFU Mutual operates through a network of local agents. If you know which agent managed the policy, contact them directly. Alternatively, call 0800 316 4696 and NFU Mutual will route you to the appropriate team.
NFU Mutual offers life insurance, home insurance, farm insurance, motor insurance, pensions, and investments. Check the deceased's documents and bank statements to identify all policies. Each policy may need to be notified separately.
For life insurance, provide a certified copy of the death certificate along with the policy document. NFU Mutual will confirm the claims process for each type of policy — motor and home policies are cancelled differently from life policies.
If the deceased held a life insurance policy, NFU Mutual will guide you through the claims process. The payout may be subject to probate if it is not written in trust. Policies written in trust bypass the estate and are paid directly to named beneficiaries.
Have multiple certified copies of the death certificate ready. Banks and financial institutions each require an original or certified copy — you cannot usually pass a single copy between organisations. See our guide to how many death certificates you need.
NFU Mutual typically takes 4–8 weeks to process a bereavement notification once all required documents have been received.
During this period, accounts or services will typically be frozen until the estate is administered. This means no new transactions can be authorised.
NFU Mutual is particularly common in rural and farming communities. Farm insurance policies may involve complex assets including livestock, equipment, and farm buildings — involve the estate solicitor for agricultural estates.
Once NFU Mutual receives your notification and confirms receipt, the account or service will be frozen and no new transactions will be authorised. Estate administration can then begin.
NFU Mutual will confirm receipt of your notification and advise you of any next steps required to close or transfer the account or policy. Keep a record of all correspondence and reference numbers for the estate file.
Do not delay notifying NFU Mutual
Direct debits and standing orders may continue to be charged after death. Some organisations treat the estate as the debtor for any charges incurred before notification. Notifying NFU Mutual promptly protects the estate from unnecessary costs.
Aviva bereavement service: 0800 015 1144 (Mon–Fri 8am–6pm). Make life insurance claims, cancel premiums, reclaim unused payments. What documents Aviva needs. Full guide.
Legal & General bereavement: 0800 137 101 (Mon–Fri 9am–5:30pm). Make life insurance claims, cancel premiums, reclaim unused payments. What documents L&G needs. Full guide.
Royal London bereavement: 0345 611 1111 (Mon–Fri 9am–5pm). Make life insurance and protection claims, cancel premiums, handle pension death benefits. Full guide for executors.
Direct Line bereavement: 0345 246 8701 (Mon–Fri 8am–8pm, Sat 9am–4pm). Cancel home and car insurance, reclaim unused premium, make any claims. What documents you need. Full guide.
AXA bereavement support: 0330 024 1060 (Mon–Fri 8am–6pm). Cancel home, car, or health insurance, reclaim unused premium, make any claims. What documents AXA needs. Full guide.
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