Emergency Financial Help After a Death
When someone dies, families can face immediate financial pressures - from funeral costs to loss of income. There are several sources of emergency financial help available in the UK. This guide explains what support you might be entitled to and how to access it.
- Funeral Payment can help with funeral costs if you're on benefits
- Bereavement Support Payment provides ongoing financial support for spouses
- Crisis loans may be available through local councils
- Several charities offer emergency grants for bereaved families
- Some banks release funds early from deceased's accounts
- Employer death benefits may provide immediate support
Government support available
Funeral Payment (Social Fund)
Up to £1,000 for funeral costs if you're on qualifying benefits:
- Income Support
- Universal Credit
- Pension Credit
- Housing Benefit
- Council Tax Reduction
Apply within 6 months of the funeral.
Bereavement Support Payment
For surviving spouses and civil partners:
- Lump sum: £3,500 (or £2,500 without dependent children)
- Monthly payments: £350 for 18 months (or £100 without children)
- Must claim within 3 months of death for full backdating
Emergency Help Checklist
Immediate Actions
- Apply for Funeral Payment if you're on benefits
- Claim Bereavement Support Payment (spouses/civil partners)
- Check for death-in-service benefits from employer
- Apply to relevant charities for emergency grants
Don't struggle alone
There is help available, even if it doesn't seem like it right now. Contact Citizens Advice or your local council - they can help you navigate the support systems available.
Many people don't claim benefits they're entitled to. It's worth checking what's available - you may be surprised.
Related Guides
You might also find these guides helpful
How to Access Funds to Pay for a Funeral
Options for releasing money from the estate before probate, including bank procedures and government help.
What Benefits Stop When Someone Dies
Which benefits end immediately, what needs to be repaid, and how to notify DWP about a death.
How to Notify Banks After a Death UK: Complete Guide 2025
Step-by-step guide to notifying banks after a death in the UK. What documents you need, how to access funds before probate, joint accounts, funeral payment releases, and full timeline.