Farra is a death administration assistant for UK families. Get step-by-step guidance for registering a death, applying for probate, notifying banks, and managing bereavement admin. From essential documents to practical checklists, Farra simplifies estate paperwork and funeral-related tasks so you can focus on what matters.
This guide has not been checked against its sources
We re-checked our most-read guides against GOV.UK and the other official sources in September 2026. This one was not among them, so nobody has confirmed its figures, deadlines or process steps since it was written. Treat it as a starting point and confirm anything that matters on GOV.UK before you act on it.
Change locks immediately and collect all keys. Notify insurance within 24-48 hours—most policies void if unoccupied 30+ days. Cancel deliveries, redirect mail, install timer lights, and arrange weekly property checks. Executors are personally liable if property isn't secured properly.
Take these steps as soon as possible after the death:
Securing the deceased's property is not just about preventing theft - it's about preserving the value of the estate for the beneficiaries.
Take action quickly, document everything, and don't hesitate to seek professional help if the property is valuable or you're unable to manage it yourself.
Empty homes are often targeted by criminals within days of a death becoming known. Quick action prevents theft, vandalism, and damage while preserving the estate's value for beneficiaries. As executor or administrator, you have a legal duty to protect the property.
Yes, change all locks immediately as you don't know who has copies of keys. Collect keys from family, friends, neighbours, cleaners, and carers. This is one of the most important first steps in securing a deceased person's property.
Yes, you must notify the insurance company immediately that the property is unoccupied. Standard home insurance typically doesn't cover unoccupied properties, and failure to inform insurers could invalidate your policy. They may require additional security measures or charge higher premiums.
Arrange regular property checks ideally every 2-3 days, or at minimum weekly. Insurance companies often require regular inspections of unoccupied properties. Family, friends, or professional property management services can conduct these checks.
Remove or securely store valuable items immediately, including jewellery, electronics, and important documents. Take them to a safe location, use a safe deposit box, or install additional security like a safe. Document what you remove for estate records.
Related guides