Farra is a death administration assistant for UK families. Get step-by-step guidance for registering a death, applying for probate, notifying banks, and managing bereavement admin. From essential documents to practical checklists, Farra simplifies estate paperwork and funeral-related tasks so you can focus on what matters.
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Change locks immediately and collect all keys. Notify insurance within 24-48 hours—most policies void if unoccupied 30+ days. Cancel deliveries, redirect mail, install timer lights, and arrange weekly property checks. Executors are personally liable if property isn't secured properly.
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Urgent: Act immediately to secure the property. Empty homes are often targeted by criminals within days of a death becoming known. Once it's secure, see our guide to clearing the house after death.
Take these steps as soon as possible after the death:
Your responsibility as executor
Securing the deceased's property is not just about preventing theft - it's about preserving the value of the estate for the beneficiaries.
Take action quickly, document everything, and don't hesitate to seek professional help if the property is valuable or you're unable to manage it yourself.
Why is it important to secure a deceased person's property quickly?
Empty homes are often targeted by criminals within days of a death becoming known. Quick action prevents theft, vandalism, and damage while preserving the estate's value for beneficiaries. As executor or administrator, you have a legal duty to protect the property.
Should I change the locks immediately after someone dies?
Yes, change all locks immediately as you don't know who has copies of keys. Collect keys from family, friends, neighbours, cleaners, and carers. This is one of the most important first steps in securing a deceased person's property.
Do I need to notify insurance if a property is unoccupied after death?
Yes, you must notify the insurance company immediately that the property is unoccupied. Standard home insurance typically doesn't cover unoccupied properties, and failure to inform insurers could invalidate your policy. They may require additional security measures or charge higher premiums.
How often should someone check an empty property after a death?
Arrange regular property checks ideally every 2-3 days, or at minimum weekly. Insurance companies often require regular inspections of unoccupied properties. Family, friends, or professional property management services can conduct these checks.
What should I do with valuables in the deceased's property?
Remove or securely store valuable items immediately, including jewellery, electronics, and important documents. Take them to a safe location, use a safe deposit box, or install additional security like a safe. Document what you remove for estate records.
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